Finance Calculators

Know Your Numbers

Six interactive calculators with visual projections — built for Canadian finances.

Compound Interest Calculator

Watch your money snowball — the most powerful force in finance

Initial Investment ($)

Monthly Contribution $500

Annual Return Rate 7%

Investment Period 25 years

Monthly

Annual

Compounding Frequency

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Adjust sliders to see your money grow

Hover over the chart to see values at each year

Retirement Readiness Calculator

Will you have enough? Plan now, retire comfortably.

Current Age

Planned Retirement Age

Current Savings — RRSP + TFSA + Pension ($)

Monthly Contributions ($) $1,500

Expected Annual Return 7%

Desired Monthly Income in Retirement ($) $5,000

Expected CPP + OAS (monthly, ~$1,800 avg)

Retirement Duration (years) 25 years

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Adjust inputs to see your retirement projection

Blue = portfolio growth | Orange line = required nest egg

RESP Growth Calculator

Maximize the government's free education grant for your child

Child's Current Age

Existing RESP Balance ($)

Annual Contribution ($) $2,500

Annual Return Rate 6%

Family Income (for Additional CESG)

💡 Contribute $2,500/year to maximize the 20% CESG grant ($500/year). Max lifetime grant = $7,200.

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Enter your child's age to see RESP projection

Green = government grants | Blue = your contributions | Orange = investment growth

Life Insurance Needs Calculator

Using the DIME method — the industry standard for coverage calculation

Annual Gross Income ($)

Years of Income to Replace

Mortgage Balance ($)

Other Debts (car loans, LOC, etc.) ($)

Children's Education Fund (per child x years) ($)

Final Expenses (funeral, estate costs) ($)

Existing Life Insurance ($)

Spouse's Annual Income ($)

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Enter your details to calculate coverage needed

Breakdown of what your insurance needs to cover

Mortgage Calculator

Monthly payments, amortization schedule & total interest cost

Home Purchase Price ($)

Down Payment % 20%

Interest Rate 5.5%

Amortization Period

Payment Frequency

💡 Min down payment: 5% for homes <$500K, 10% for $500K-$999K, 20% for $1M+. CMHC insurance required under 20%.

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Enter home price to calculate mortgage

Principal paid vs. interest over your amortization period

Net Worth Tracker

Assets minus liabilities = your real financial position

🏦 ASSETS

💳 LIABILITIES

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Enter your assets and liabilities to calculate net worth

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